01 - Beat the cream cheese and sour cream together in a medium bowl until completely smooth and creamy.
02 - Stir in the cheddar cheese, red bell pepper, green onions, black olives, garlic powder, salt, and black pepper until well combined.
03 - Lay a tortilla flat on a clean surface. Spread one-quarter of the filling evenly over the tortilla, ensuring coverage reaches the edges.
04 - Roll the tortilla up tightly from one end to the other. Repeat with the remaining tortillas and filling.
05 - Wrap each rolled tortilla in plastic wrap and refrigerate for at least 1 hour to firm for easier slicing.
06 - Unwrap and slice each roll into 6 pinwheels. Arrange on a serving platter and serve immediately.